The best credit unions in Bay City, MI offer distinct choices in branch hours, account services, and customer ratings. FinancialEdge at 1199 S Euclid Ave pairs a 4.6 Google rating with 176 reviews, the largest review count among these locations. Team One at 401 E Midland St also rates 4.6, from 47 reviews. Financial Plus at 708 Center Ave scores 4.9 from 10 reviews, while Lake Huron at 314 E Midland St holds a 5.0 rating from two reviews.
For account and lending options, Financial Plus lists free checking and savings accounts, auto loans, mortgages, business services, and 24/7 digital banking. Sunrise Family at 404 S Euclid Ave lists checking, savings, loans, mortgages, and financial education programs. CU1 connects its local branches with digital and mobile banking, 130,000 surcharge-free ATMs, and 5,600 CO-OP Network shared branches nationwide.
Hours provide another useful distinction. Frankenmuth at 800 N Euclid Ave stays open until 1 p.m. Saturday, later than the other listed Saturday locations in Bay City, MI. Lake Huron opens at 8 a.m. Friday and closes at 6 p.m. FinancialEdge’s Center Avenue branch offers Saturday hours until 12:30 p.m., while its South Euclid Avenue location lists weekday hours of 9 a.m. to 5 p.m.
4.6(176)· Google4.6 out of 5 from 176 reviews (Google rating)
Credit Union
Closed today
FinancialEdge Credit Union at 1199 S Euclid Ave in Bay City, MI serves Arenac, Bay, Midland, and Saginaw counties and has operated since 1950. This location offers on-site services and a drive-through, with a wheelchair-accessible entrance and wheelchair-accessible parking. Its Google rating is 4.6 from 176 reviews, including 149 five-star ratings.
Kind staff is the most frequently listed review topic, alongside mentions of friendly tellers and a family atmosphere. Other review topics include the loan process, loan rates, the loan department, fraud detection, and tap-to-pay debit cards. For visitors planning a stop, the supplied weekday activity data shows the highest traffic on Tuesday around 2 p.m., with Friday afternoons also relatively busy. Wednesday mornings show lower activity than the other weekday mornings listed; these patterns indicate relative busyness rather than confirmed service hours.
3.6(50)· Google3.6 out of 5 from 50 reviews (Google rating)
Credit Union
Closed today
United Bay Community Credit Union is located at 1309 N Lincoln St, Bay City, MI 48708. Listed as a credit union, the business has a drive-through, a wheelchair-accessible entrance, and wheelchair-accessible parking. These are the specific service and accessibility features included in the supplied information. For readers comparing locations in Bay City, MI, the North Lincoln Street address and listed access features provide a starting point for planning a visit.
The credit union has a Google rating of 3.6 out of 5, based on 50 reviews. That score offers an aggregate view of the ratings, but the supplied information does not include individual review comments. Hours, account offerings, fees, and the services available through the drive-through are not provided, so those details would need to be confirmed before a visit.
4.6(47)· Google4.6 out of 5 from 47 reviews (Google rating)
Credit Union
Closed today
Team One Credit Union is located at 401 E Midland St in Bay City, MI 48706. The location has a drive-through, a wheelchair-accessible entrance and wheelchair-accessible parking. Its Google listing reports a 4.6 rating from 47 reviews. Staff is the most frequently listed review topic in the supplied data, with employees, transactions, tellers and the manager also appearing among the topics.
For visitors planning a stop, the available popular-times data covers Tuesday through Friday. Tuesday reaches its highest activity level at 2 p.m., while Wednesday peaks at 1 p.m. Thursday is comparatively quieter, with its highest activity at noon and lower levels later in the afternoon. Friday shows sustained activity from late morning through the afternoon, with its highest levels at 2 p.m. and 4 p.m. These patterns describe relative visitor activity rather than confirmed opening hours or expected wait times.
3.5(42)· Google3.5 out of 5 from 42 reviews (Google rating)
Credit Union
Closed today
Jolt Credit Union is located at 915 S Euclid Ave in Bay City, MI. In its business description, Jolt says it has been part of the community for more than 60 years, despite its newer name. It describes its approach as member-focused and community-active, with banking tools intended to help members work toward financial goals. Its Google listing has a 3.5-star rating from 42 reviews.
The location offers on-site services and a drive-through, along with a wheelchair-accessible entrance and wheelchair-accessible parking. For those planning a visit, the supplied popularity data shows Friday as the busiest weekday, with activity peaking around 1 p.m. Tuesday mornings show comparatively lower activity. These patterns describe typical visitor traffic rather than confirmed opening hours or expected wait times.
3.4(38)· Google3.4 out of 5 from 38 reviews (Google rating)
Credit Union
Closed today
CU1, also known as Credit Union 1, is a credit union at 415 Washington Ave in Bay City, MI. It is part of a member-owned, not-for-profit financial cooperative that has served members for more than 65 years. The organization reports 120,000 members nationwide and branches in nine states. Its stated focus is helping members reach their financial goals through financial solutions and personalized member service.
For members using the Bay City, MI location, listed features include a drive-through, a wheelchair-accessible entrance and wheelchair-accessible parking. Beyond its branches, Credit Union 1 offers digital and mobile banking, along with access to 130,000 surcharge-free ATMs and 5,600 CO-OP Network shared branches. These network figures describe the broader organization, rather than services located solely at this address. CU1 has a Google rating of 3.4 out of 5 based on 38 reviews.
4.7(11)· Google4.7 out of 5 from 11 reviews (Google rating)
Credit Union
Closed today
FinancialEdge Credit Union is located at 2601 Center Ave in Bay City, MI 48708. Its Google description identifies the branch as an East Side location and describes it as “brand new,” with a stated focus on serving the community. For readers looking for a credit union in this part of Bay City, MI, the Center Avenue address is the key location detail provided.
The listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. FinancialEdge Credit Union also has a Google rating of 4.7 out of 5, based on 11 reviews. That score reflects a small set of reviews rather than a detailed account of the branch’s services. The available information does not specify hours, account options, fees, or appointment requirements, so those details would need to be confirmed separately.
4.9(10)· Google4.9 out of 5 from 10 reviews (Google rating)
Credit Union
Closed today
Financial Plus Credit Union’s Bay City East branch is at 708 Center Ave in Bay City, MI. The credit union dates to 1952 and serves more than 80,000 members throughout Michigan. This branch offers full-service banking, with free checking and savings accounts, auto loans, mortgages, and business services. Its listed services cover both personal banking and business needs, while 24/7 digital banking provides an option alongside visits to the branch.
For in-person banking, the location has a drive-through and a free parking lot. A wheelchair-accessible entrance and wheelchair-accessible parking are also listed among its amenities. The branch holds a 4.9-star Google rating based on 10 reviews; that score reflects a relatively small review count. For people comparing credit unions in Bay City, MI, the documented features here include deposit accounts, lending, business services, digital access, and drive-through service at one location.
4.2(10)· Google4.2 out of 5 from 10 reviews (Google rating)
Credit Union
Closed today
CU1, or Credit Union 1, is a credit union at 1002 W Indiana St in Bay City, MI. It is part of a member-owned, not-for-profit financial cooperative that serves 120,000 members nationwide and has branches in nine states. Credit Union 1 reports more than 65 years of helping members work toward their financial goals. Its stated approach emphasizes personalized member service and financial solutions.
The Bay City, MI location has a drive-through, a wheelchair-accessible entrance, and wheelchair-accessible parking. Beyond its physical branches, Credit Union 1 offers digital and mobile banking, along with access to 130,000 surcharge-free ATMs and 5,600 CO-OP Network shared branches. The location has a Google rating of 4.2 out of 5 from 10 reviews, comprising eight five-star ratings and two one-star ratings.
5.0(2)· Google5.0 out of 5 from 2 reviews (Google rating)
Credit Union
Closed today
Lake Huron Credit Union - Bay City Branch is a credit union at 314 E Midland St, Bay City, MI 48706. The provided listing identifies the branch and its street address but does not describe its financial products or services. For readers comparing credit unions in Bay City, MI, this profile offers a location reference rather than a detailed account of what the branch provides. Operating hours, membership requirements, and appointment information are not included in the supplied facts.
The branch lists a wheelchair-accessible entrance and wheelchair-accessible parking, two specific accessibility features relevant to planning a visit. Its Google rating is 5 out of 5, based on two reviews. That is a small review count, and no review text is provided to explain the ratings or identify particular customer experiences. The most concrete details available are the E Midland St address, the credit union category, and the listed entrance and parking accessibility.
